The Truth about Insurance Commission of WA

			_{The truth about the Insurance Commission of Western Australia - ICWA}

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Realization:

For the first time in my life, I can understand how a per person can be pushed to the point, where he goes on a rampage against the people that have ruined him. Although I could never do that, but the option of not waking up one morning, would be an enormous relief of finally not having to deal with these people any longer!

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This web site was designed with the intent to inform interested parties, at how the West Australian Third Party Compensation Scheme for Victims of Motor Vehicle Accidents works or more importantly doesn’t work. In West Australia, third party victims of Motor Vehicle Accidents, have to deal with the Insurance Commission of West Australia/ICWA, a wholly government owned organization.

My case will not cause any change or inquiry in how ICWA works or more importantly how it doesn't work! I had a good income and what some people still regard as a dream job. As a result, my case brings out a uniquely Australian trait "The Tall Poppy Syndrome". Before everyone gets offened because I have just linked predominantly Australian's to the Tall Poppy Sydrome, I recommedyou read this and then tell me I am wrong.

An Australian journalist once explained to me; "News stories are products like any other product and is only of interest and marketable to the population sections the particular news outlet targets". The Australian motto of a Fair Go, tends to only apply to particular social economic groups. At some point however, a case from the right group will eventually attract the media and therefore the public interest and hopefully trigger an inquiry into ICWA and the organizations that are meant to protect the public from unfair and outrageous treatment by government organization's. These organization's include West Australian Ombudsman and the Corruption and Crime Commission.

This website I hope however, will show what in many cases is missing, a clear paper trail and thereby deny the parties involved, politicians, senior bureaucrats and government organization's and departments, from being able to argue they were not informed, did not know and the favorite argument in such cases, Plausible Deniability! For far too long government organization's and public servants have been able to avoid taking responsibility in cases such as the sexual abuse of children at the Kattanning Youth Hostel at the hands of Churches, the deaths caused by the Labor's botched home insulation rollout and the Education Revolution. You will note that in the current Royal Commission into sexual abuse of children by the clergy, the role and failure of government child welfare departments, judiciary and police meant to protect these children, is not being investigated! Hundreds of pages of reports, tens of millions of costs and yet not one public servant was fired, demoted or has had to face criinal charges and no real change has taken place. One sentence in the Royal Commission Inquiry, into home insulation rollout says it perfectly: "It would be essential, however, for such a scheme to have any realistic prospect of achieving the objectives that I consider essential, that it not be one run by the Government itself. It has shown itself, in the manner I have shown, to lack insight into its own shortcomings" (Commissioner Ian Hanger AM QC).

This website is based on the experience of one family, who while seated in a restaurant in Northbridge/Perth WA, on the 10^th of May 2003, were struck by a delivery van which reversed at high speed into the alfresco dinning area, at the former Vino Vino restaurant on James Street, a accident which turned their lives upside down. If you think this couldn’t happen to you, think again. ICWA likes to claim, that only 1-3% of claims go to trial and likes to portray these claimants as unreasonable. What they don’t say, is that 90% of the cases that go to trial, are large claims which have caused damages of approximately a quarter of a million or more. You don’t need to be a millionaire to have a multi million dollar claim. Simply requiring 24/7 care for the rest of your life, after a motor vehicle accident, will result in a multi million dollar claim.

What followed my family's MVA, was a nine year ordeal to receive compensation and which continues to this day. It highlights a dysfunctional legal system, out of control public servants and the failure of government organizations, such as the Corruption and Crime Commission/CCC and the WA Ombudsman, to protect the general public from ICWA. It also tries to highlight, on how government organization such as ICWA, CCC and the WA Ombudsman and their public servants, hide behind privacy legislation and the inability to dismiss a public servant for improper behavior or serious Conflict of Interest. Additionally I wish to highlight:

How ICWA can withhold ALL evidence from the court which supports the injured persons claim.
The fact that during the entire compensation process, the often complex medical evidence, is assessed by public servants, that have no medical training whatsoever and yet it is these very people, who will decide whether the medical evidence is valid or not whether treatment is approved and whether treatment that is recommended by your treating doctors is paid for by ICWA.
The ICWA Case Manager's, have every interest in denying as many treatments as possible, as agreeing to pay for a treatment, can be seen as acknowledging liability for the injury!
To this very day, I have been unable to find a single medical specialist, who was willing to invoice ICWA directly for his treatment. The reason given by these specialists is always the same, ICWA does not pay in the majority of cases, irrespective to any claim number ICWA may have given to the patient.

The amount of material is overwhelming and therefore divided into subjects, ICWA, WA Ombudsman, Legal System, Medical Evidence etc. The more you read, the clearer it becomes how government organizations are more interested in protecting themselves, maintaining their privileges, than protecting the very public, they are meant to serve.

The author is not only interested in highlighting his case, but is also interested to hear from other West Australian Motor Accident Victims with similar cases and outcomes.

If you think the pain and suffering is the worst part of being an innocent third party victim of an MVA. The reality is, that surviving the accident is the easy part, the question is, will you survive what follows?

Check out the "No Fault" swindle

Justice delayed, is Justice denied!
quote by William Gladstone British Politician 1809-1898

Dr Paul Langton - ICWA's only expert in my case has been struck off by AHPRA (Australian Health Practitioner Regulation Agency)

Updated: 14 of March 2017

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Tall poppy syndrome:

If you think this can only happen to well off individuals. Think again, anybody whether you are a single mum, child, pensioner or unemployed person can wind up in the same situation. The innocent victim of a motor vehicle accident only needs to require 24/7 medical care for the rest of his life for his compensation claim to amount to millions of dollars. (more)

Purpose:

This site is meant to both inform the public of the faults of the WA Third Party Compensation System and the outragoeous actions or lack thereof of the very instituitions that are meant to protect the public from the excesses of goverment institutions. (more)

My personal target, is to overturn a miss carriage of justice, restore my good name, regain my dignity, improve my health and that of my family, obtain compensation that takes into account ALL the evidence, as ICWA is supposed to do and hopefully make a contribution to change how innocent victims are treated and compensated in Western Australia.